Taxes & Assessments

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Picture of midel house and calculator on top of a spreadsheet

If you own property in Ontario, you pay property taxes every year to fund services like:

  • road maintenance and winter snowplowing
  • public education
  • emergency services like firefighting, policing
  • waste management
  • libraries
  • and much more 

Middlesex Centre collects taxes for use by the municipality, Middlesex County and the local school boards. 

How Property Tax is Calculated

The amount of tax payable on your property is based on:

  • the assessed value of your property
  • the type of property you own (property class)
  • the tax rate for your property

Property tax is calculated by multiplying the property assessment by the tax rate.

 

Property Assessment

The Municipal Property Assessment Corporation (MPAC) is responsible for assessing the value of all properties in Ontario.

  • You can access the value of properties in your area through AboutMyProperty, a free, self-service application provided by MPAC.
  • If you have assessment questions or complaints, contact MPAC at 1-866-296-6722.
  • Do you disagree with your assessment? If you disagree with the assessment of your property, you can ask MPAC to review your assessment through the request for reconsideration process.
  • Did you demolish or have a fire on your property? A property owner may make an application under Section 357 or Section 358 of the Municipal Act for a refund of property taxes for the following reasons:
     
    • Ceased to be liable to be taxed at rate it is taxed
    • Became exempt
    • Fire/Demolition
    • Renovations that prevent normal usage
    The application must be made to Middlesex Centre no later than February 28 of the year following the taxation year to which the application relates. To apply, complete the Assessment Review Application form.

 

Property Classes

MPAC is responsible for classifying properties in Ontario. If you have a question about your property tax assessment, please contact MPAC at 1-866-296-6722.

  • Farm Properties that meet the eligibility requirements are taxes 25% of the residential tax rate. An application for inclusion in the Farm Property Class Tax Rate Program must be approved by Agricorp.

  • Managed Forest Properties that meet the eligibility requirements are taxes 25% of the residential tax rate. An application for inclusion in the Managed Forest Class Tax Rate Program must be approved by the Managed Forest Tax Incentive Program (MFTIP)

 

Tax Rates

Property tax rates in Middlesex Centre have three components:

  1. Municipal Portion: The rates for the municipal portion are established by the annual budget approved by Middlesex Centre Council.
  2. County Portion: The rates for the county portion are established by the annual budget approved by Middlesex County Council.
  3. Education Portion: The rates for the education portion are established by the Minister of Finance and are used to fund elementary and secondary schools in Ontario. Education tax rates are set under the Education Act.

Tax rate Information:

Tax Billing & Payments

Middlesex Centre issues two property tax bills a year - an interim bill in February and a final bill in August. The interim bill is based on 50% of the previous year's taxes.

Due Dates:

  • Interim Tax Bill Installment 1 - due the last business day in February

  • Interim Tax Bill Installment 2 - due the last business day in May

  • Final Tax Bill Installment 1 - due the last business day in August

  • Final Tax Bill Installment 2 - due the last business day in November

Payments must reach the municipal office before the installment is due to avoid penalty or interest charges. If you have not received your interim or final tax bills, please contact the municipal office. Failure to receive a bill does not relieve a customer from a penalty charge. A late penalty charge of 1.25% will be applied to the billed amount the day after the due date on the bill.

Payment Options:

  • For options on receiving and paying your property taxes, please see Billing & Payment.

Failure to Pay Taxes:

  • The Municipal Act allows the municipality to register a tax arrears certificate (lien) on any property if taxes remain unpaid for two years prior to January 1. If the cancellation price (which includes all tax arrears and tax arrears certificate registration direct costs, plus 10%) is not paid in full within one year of registration, the municipality  may advertise the property for tax sale. Middlesex Centre currently uses Realtax to facilitate the tax registration process.
Tax Certificates

A certified tax certificate may be ordered by written request to the municipal office. The following information must by included in the request:

  • Owner(s) Name
  • Legal Description
  • Municipal Address
  • Roll Number

The fee for a tax certificate is $50 or $75 for rush certificate (24-hour).

 

For Questions Contact: